How to apply

To apply for a MediCare International insurance policy, there are two options.

• Apply online
  To do this, please visit our instant quote section and follow the on-screen instructions. Here you can produce an online quotation for your policy as part of the appplication process.

• Groups up to 4 lives
  1. Please use our normal individual application forms. Choose the level of protection and geographical area you think is right for you
  2. Fill out the application form, including partner and child details, where appropriate
  3. Calculate and enter the relevant plan premium according to the age of the insured person and the level of cover. This must be the same for all applicants. If you are paying in US Dollars or Euros please check our website for details of current exchange rates or contact MediCare International by phone on +44 (0) 207 816 2033.
  4. Please remember, for applicants aged 65 and over, you must disclose all matters which an underwriter would take into account when considering whether to underwrite your insurance policy prior to cover starting. If such matters are not disclosed, underwriters have the right to cancel the policy from its commencement, which will lead to claims not being met.
  5. You can choose to pay your premium monthly or quarterly for the addition of a 5% administration fee – please ask us for details.
  6. Cover will commence as soon as your application has been accepted and the appropriate premium has been received.

• Groups of 5 to 50 lives

1. Download and print the Group Employer Quotation Questionnaire Form. Complete in BLOCK CAPITALS/tick the relevant boxes.
2. Don’t forget to:
   • provide details of previous claims experience if your client has been running another medical insurance scheme
   • provide age/status details of all employees and their family members
   • include details of your employees’ nationality and where they will be located.
3. Look at the Benefit Schedule and select the type of plan you want for each employee. The employees and their family members must be covered under the same plan.
4. If you wish to pay the premium other than annually indicate your preferred payment schedule (half yearly, quarterly) but note you must add 5% to your premium payment for this option.
5. Sign and date the form and mail or fax to MediCare
6. Cover will commence as soon as your application has been accepted and the appropriate premium has been received.

• Bespoke Schemes for Groups of 50 or more lives
  1. We offer you the choice – build a group scheme from our standard benefits choices or create a bespoke scheme that will match the needs of the employer perfectly and benefit from our lower premium rates available on large groups.
  2. Download and print the Group Employer Quotation Questionnaire Form. Complete in BLOCK CAPITALS/tick the relevant boxes.
  3. Don’t forget to:
     • provide details of previous claims experience if your client has been running another medical insurance scheme
     • provide age/status details of all employees and their family members
     • include details of your employees’ nationality and where they will be located.
  4. Look at the Benefit Schedule and select the type of plan you want for each employee. The employees and their family members must be covered under the same plan.
  5. If you wish to pay the premium other than annually indicate your preferred payment schedule (half yearly, quarterly) but note you must add 5% to your premium payment for this option.
  6. Sign and date the form and mail or fax to MediCare
  7. Cover will commence as soon as your application has been accepted and the appropriate premium has been received.

Group Schemes: What happens next
Once MediCare International has received your Group Employer Quotation Questionnaire, we will contact you with a quotation. If you decide to proceed with the plan we will ask you to obtain completed and signed Employee Application Forms (which are also downloadable from this web site) from all employees to be covered and return them to us. Finally we will send you a MediCare International pack for each employee with all their membership information including the Certificate of Insurance and Identification Cards for each insured person.