Group Premiums are available for corporate Groups of just 3 or more employees. For groups of 10 and above we can offer "Medical History Disregarded" underwriting terms, which provides continuity of cover for employees with covered pre-existing conditions or ongoing medical treatment.
Contact us directly to request a bespoke quote for your international staff private medical insurance requirements.
Choice of Treatment Location
All of our policies offer your clients the flexibility of being able to choose where medical treatments are received. Travel costs will only be met when treatment is not available in the country where the claimant is located. All costs and treatment plans in an emergency situation must be pre-authorised by the 24-hour assistance company CEGA Group.
Cover for chronic conditions
We will meet all of the costs of treatment for most chronic illness, both now and in the future. Please refer to our Plan Rules for further clarification.
Fast claims settlement
We have invested heavily in customer service and claims handling systems. We aim to have all fully documented claims settled and reimbursed within 10 days - in fact, most claims will be settled within 7 days, making us one of the fastest companies in the market. All claims are settled in the currency nominated by the claimant, providing the currency is freely convertible and not subject to exchange controls.
War and Conflict Zone Cover
Foreign contractors, particularly UK and US nationals, are often to be found in large numbers working in war and post war reconstruction zones. It is
extremely advisable for such individuals to take out health insurance which includes passive war zone cover.
We offer policies which cover both individuals and groups of employees in countries where the risk of being caught in the crossfire is ever present.