Benefits

THE FOLLOWING BENEFITS ARE COVERED UP TO A MAXIMUM AGGREGATE LIMIT OF £1,000,000 PER INSURED PERSON PER YEAR.


   
International
International
Plus
Executive
International
Hospital Services:
• Accommodation and meal charges
• All inpatient medical treatment costs
• All inpatient Physician fees
• All inpatient Surgeon/Anaesthetist fees
• All intensive care unit charges
Full refund
Full refund
Full refund
Parental Accommodation:
Where an insured child up to the age of 17 is in hospital
Full refund
Full refund
Full refund
Hospital Cash Benefit:
When inpatient treatment is provided free of charge (max 30 days per Certificate period)
£250 per night
£250 per night
£250 per night
Daycare Surgery
Full refund
Full refund
Full refund
Local Road Ambulance Service
Full refund
Full refund
Full refund
Emergency Medical Evacuation
Full refund
Full refund
Full refund

Repatriation or Local Burial:
Only applies outside your home country

This benefit is not available
to applicants aged 65 or over

Full Refund
up to £7,500
Full Refund
up to £7,500
Full Refund
up to £7,500
Home Nursing:
Nursing at Home up to 26 weeks
Full refund
Full refund
Full refund
Accident and Emergency Room Services
Full refund
Full refund
Full refund
Oncology, Chemotherapy and Radiotherapy
Full refund
Full refund
Full refund
MRI and CT Scans
Full refund
Full refund
Full refund
Organ Transplantation Surgery
Not Covered
Not Covered
Up to £100,000
Rehabilitation Care
£100,000
lifetime limit
£100,000
lifetime limit
£100,000
lifetime limit
Dental Treatment following Accident
Full refund
Full refund
Full refund
Routine Dental Treatment
Not Covered
Not Covered
Up to £500
20% co-insurance
Newborn Care
Up to £5,000
20% co-insurance
Up to £5,000
20% co-insurance
Up to £5,000
20% co-insurance
Outpatient Services:
• General Practitioner fees
• X-rays, Diagnostic and Pathology tests
• Physiotherapy
• Specialist and Consultants fees
• Complementary Therapies
• Prescription Drugs
Not Covered

Up to £3,000

First claim:
NIL excess

All other claims:
£100 excess per claim*†

Full Refund

First claim:
NIL excess

All other claims:
£100 excess per claim*†

Maternity Care
Normal pregnancy

Complicated pregnancy
Not Covered

Not Covered
Not Covered

Not Covered
Up to £5,000
20% co-insurance

Up to £10,000
20% co-insurance
Wellness Benefit
Not Covered
Not Covered

Up to £500
20% co-insurance

 

 

PLEASE REFER TO THE PLAN RULES FOR A DETAILED DESCRIPTION OF THE ABOVE BENEFITS
* Course of treatment per diagnosed medical condition.
† The excess per claim can be waived by payment of an additional 20% of the quoted annual premium rates.

MediCare International is a trading name of SBJ Global Risks Limited
Registered Office: One Hundred Whitechapel • London E1 1JG England • Registered in England No 1302663
Authorised and regulated by the Financial Services Authority.


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