Individual policy benefits


Please find below our four levels of cover. The following benefits are covered up to a maximum aggregate limit of £1,000,000 per insured person per year.

Key

TickFull refund    CrossNot covered

PLEASE REFER TO THE PLAN RULES FOR A DETAILED DESCRIPTION OF THE ABOVE BENEFITS
* Course of treatment per diagnosed medical condition.
† The outpatient excess under the International Plus, Executive and Executive Plus Plans may be waived by payment of an additional loading of 35% of the total annual premium for ages 0-44 and 20% for ages 45 and above.

MediCare International is a trading name of LONMAR Global Risks Limited
Registered Office: Dukes House, 32-38 Dukes Place, EC3A 7LP, London. Registered in England No 1302663
Authorised and regulated by the Financial Services Authority.
 
Levels of cover
 
International

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International Plus

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Executive

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Executive Plus

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Hospital Services:
• Accommodation and meal charges
• All inpatient medical treatment costs
• All inpatient Physician fees
• All inpatient Surgeon/Anaesthetist fees
• All intensive care unit charges
Tick
Tick
Tick
Tick
Parental Accommodation:
Where an insured child up to the age of 17 is in hospital
Tick
Tick
Tick
Tick
Hospital Cash Benefit:
When inpatient treatment is provided free of charge (max 30 days per Certificate period)
£250 per night
£250 per night
£250 per night
£250 per night
Daycare Surgery
Tick
Tick
Tick
Tick
Local Road Ambulance Service
Tick
Tick
Tick
Tick
Emergency Medical Evacuation
Tick
Tick
Tick
Tick

Repatriation or Local Burial:
Only applies outside your home country

This benefit is not available
to applicants aged 65 or over

Full Refund
up to £7,500
Full Refund
up to £7,500
Full Refund
up to £7,500
Full Refund
up to £10,000
Home Nursing:
Nursing at Home up to 26 weeks
Tick
Tick
Tick
Tick
Accident and Emergency Room Services
Tick
Tick
Tick
Tick
Oncology, Chemotherapy and Radiotherapy
Tick
Tick
Tick
Tick
MRI and CT Scans
Tick
Tick
Tick
Tick
Organ Transplantation Surgery
Cross
Cross
Up to £100,000
Up to £200,000
Rehabilitation Care
£100,000
lifetime limit
£100,000
lifetime limit
£100,000
lifetime limit
£100,000
lifetime limit
Dental Treatment following Accident
Tick
Tick
Tick
Tick
Routine Dental Treatment
Cross
Cross
Up to £500
20% co-insurance
Up to £500
20% co-insurance
Newborn Care
Up to £5,000
20% co-insurance
Up to £5,000
20% co-insurance
Up to £5,000
20% co-insurance
Up to £5,000
20% co-insurance
Outpatient Services:
• General Practitioner fees
• X-rays, Diagnostic and Pathology tests
• Physiotherapy
• Specialist and Consultants fees
• Complementary Therapies
• Prescription Drugs
Cross

Up to £3,000


£100 excess per claim*†

Full Refund


£100 excess per claim*†

Full Refund


£100 excess per claim*†

Outpatient Psychiatric Care
Cross
Cross
Cross
Up to £750
20% co-insurance

Maternity Care:
Normal pregnancy

Complicated pregnanc y

Cross

Cross
Cross

Cross
Up to £5,000
30% co-insurance

Up to £10,000
30% co-insurance
Up to £10,000
30% co-insurance

Up to £25,000
30% co-insurance
Childhood Vaccinations
Cross
Cross
Cross
Up to £150
Wellness Benefit
Cross
Cross

Up to £500
20% co-insurance

Up to £500
20% co-insurance

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