Please read these documents carefully. They set out the terms and conditions on which we agree to act for our MediCare International retail customers and contain details of our respective responsibilities. Please contact us immediately if there is anything in these terms of business which you do not understand or with which you disagree. We particularly draw your attention to the section headed “Handling of your monies”.

Please make a selection from the following:

• Individual Terms of business
• Direct Groups Terms of business
• Intermediary Terms of business